Car Insurance

1.Liability Coverage:

Protects you in the event that you are at fault in an accident, covering bodily injury and property damage expenses for the other party involved.

 

2.Collision Coverage:

Covers the cost of repairs to your vehicle in the event of a collision, regardless of who is at fault.

 

3.Comprehensive Coverage:

Provides protection against non-collision events, such as theft, vandalism, fire, or natural disasters. This coverage is especially important for safeguarding your vehicle from unexpected incidents.

 

4.Uninsured/Underinsured Motorist Coverage:

Steps in if you're involved in an accident with a driver who doesn't have insurance or doesn't have enough insurance to cover your damages.

 

5.Personal Injury Protection (PIP):

Covers medical expenses, lost wages, and even funeral costs in the event of an accident, regardless of fault.

 

6.Medical Payments Coverage:

Helps cover medical expenses for you and your passengers, regardless of fault.

 

7.Rental Reimbursement:

Provides coverage for the cost of a rental car while your vehicle is being repaired due to a covered loss.

 

8.Towing and Labor:

Covers the cost of towing your vehicle to a repair shop and necessary labor charges.

 

9.Gap Insurance:

Protects you in the event of a total loss, covering the "gap" between your vehicle's depreciated value and the amount you owe on your auto loan.

 

10.Custom Parts and Equipment Coverage:

Ensures that any customizations or aftermarket parts you've added to your vehicle are protected in the event of a covered loss.